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If you’re already a member, you only need to opt-in to free credit monitoring. Go to “My Profile” (https://www.creditkarma.com/myprofile) and adjust your “Credit Monitoring Preferences.” Make sure the box marked “Notify me about important changes on my credit report” is checked.
For those wondering, this is free daily proactive credit monitoring. In the past, Credit Karma allowed users to pull their scores daily. This new service will monitor it nightly for significant changes. If one is detected, the service will send you an email. The following changes are triggers:
- New Credit Inquiries
- New Credit Accounts
- Delinquent Payments
- Improved Payment History
- New Public Records
- Updates to Personal Information