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6 Banks that Pay You to Open an Account

Most people are familiar with the concept of a checking or savings account at a bank. What many people don’t know, however, is that some banks will actually pay you to open an account with them. This might sound too good to be true, but it is possible to find banks that will give you cash bonuses, rewards points, or even free money just for signing up and opening an account.

Banks that Pay You to Open an Account


6 Banks that Pay You to Open an Account

Most people are familiar with the concept of a checking or savings account at a bank. What many people don’t know, however, is that some banks will actually pay you to open an account with them. This might sound too good to be true, but it is possible to find banks that will give you cash bonuses, rewards points, or even free money just for signing up and opening an account.

Check out the list below of banks that pay you to open an account. Remember, each bank has it’s own conditions you must satisfy to collect the bonus, such as direct deposit or keeping the account open for a certain number of days. Make sure to read the terms for each offer before you sign up.

These 6 Banks that Pay You to Open an Account

SoFi Checking – Get $325

SoFi is running a promotion that pays a $325 cash bonus when you open a SoFi Money deposit account, a checking and savings account in one and set up direct deposit.

Your SoFi account also has no fees, free atms, and Zero account maintenance or overdraft fees.

Chime Bank – Get $100


Chime Bank is giving new members FREE $100 cash when you open a new account.  Plus….Chime Bank account holders get their paycheck 2 days early with direct deposit!

Chime is one of the fastest growing mobile banking apps in the U.S. with over 1.5 Million accounts opened to date.

Trusit Bank – Get $400

Truist Bank is offering a $400 cash bonus when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.  If asked, promo code is CHKQ123TRUIST1

Chase Bank – $200

Enjoy $200 as a new Chase checking customer, when you open a Chase Total Checking account and set up direct deposit within 90 days of coupon enrollment.

Bank of America – Get $100

Bank of America is offering $100 by opening a new checking account. To qualify, you must set up and receive Qualifying Direct Deposits of $1,000 or more into that account within 90 days of account opening.

This offer is limited to new Bank of America personal checking account customers only. Use offer code DNB100CIS when opening your new account to enroll in this offer.

TD Bank – $300

Receive qualifying direct deposit funds of $2,500 or more within 60 days of opening your account to earn a $300 bonus at TD Bank.

You can also get a $200 bonus with qualifying direct deposits funds of $500 or more within 60 days of opening your account. Monthly maintenance fee waived when you maintain a $100 minimum daily balance.


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