12 Genius Money-Saving Hacks You Haven’t Tried Before

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Stop overspending and keep more cash in your wallet. Use these clever money-saving strategies to get the most from your hard-earned money. These outside-the-box hacks go beyond budgets and coupons to unique ways to slash spending.

Use Cash-Back Browser Extensions

Browser extensions like Rakuten give you cash back on purchases made through their affiliate links. You earn on regular spending.

Have a No-Spend Week

Challenge yourself to a week without non-essential spending to reset habits and reduce impulse buys.

Unsubscribe from Unused Subscriptions

Audit your monthly subscriptions and cancel anything you don’t use often. Small unused subs add up.

Shop Thrift Stores in Affluent Areas

Wealthy neighborhoods donate quality clothes and items barely used. Scout nearby upscale thrift stores.

Automate Savings Transfers

Set up auto-transfers from checking to savings each payday to pay yourself first before spending temptations.

Avoid Convenience Store ATMs

ATM fees can add up. Get cash when shopping to avoid $3-5 fees at standalone ATMs.

Learn to DIY Simple Home and Car Repairs

Don’t pay for labor on simple stuff. Watch tutorials to DIY oil changes, drywall fixes, faucet repair, etc.

Install Gas Apps with Price Comparisons

Apps like GasBuddy compare nearby gas prices so you can find the cheapest local option. Apps like Get Upside pay you cash back when you purchase gas.

Take Public Transit or Carpool for Commuting

Cut commute costs by bus or train. Apps like Waze even pay you to carpool.

Search for Online Promo Codes Before Buying

Quickly search a brand name plus “promo code” to find hidden discounts before you buy. You can also use browser extensions like Honey and Capital One Shopping to get promo codes automatically applied.

Use Restaurant Apps for Deals

Download fast food and coffee apps for daily freebies, rewards programs, and exclusive offers.

Buy Store Brand Generics

Opt for the generic store brand on pantry staples, over-the-counter medicines, and paper products.

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